General Terms and Conditions

Ace Picks General Terms and Conditions

These Terms and Conditions (the “Terms”, “Terms and Conditions”) govern your use of the https://www.acepicks.ai website (the “Website”), the Ace Picks App, and any associated services, including any ancillary service that makes use of the Ace Picks Intellectual Property (as defined herein) to provide you with betting tips and other information, regardless of how such tips and/or information is relayed to you. Your access to and use of the Services is conditioned upon your acceptance of, and compliance with, these Terms. These Terms apply to all visitors, users and others who wish to access or use the Services.

The website is operated by SINDERET LTD, a legal entity duly incorporated in Cyprus, with the company number HE452182 and its registered office at Kallipoleos, 15, AMARAL 30 BUILDING, 4th floor, Flat/Office 402, 1055, Nicosia, Cyprus (hereinafter referred to as “we”, “us”, or “Ace Picks”). In these Terms and Conditions, the term “you” shall refer to any person using our Website and Services. 

In addition to these General Terms and Conditions, you must also familiarise yourself with our Privacy Policy, our Safer Gambling Policy, and our Payments Policy, all of which shall be deemed to form part of the Terms and Conditions governing your use of the Website and our Services (collectively referred to as the “Terms and Conditions” or “Terms”). 

Unless otherwise stated, in the event of any conflict or inconsistency between these General Terms and Conditions and any other agreement or policy posted on our Website, these Terms and Conditions shall prevail. Furthermore, in the event of any conflict between the English language version and other language versions of these Terms and Conditions, the English language version shall prevail. 

1. ACCEPTANCE OF TERMS

1.1. By accessing and/or using our Website and Services, you agree to be bound by these Terms and Conditions. Furthermore, your continued use of the Website and Services will be deemed as your acceptance of these Terms as may be amended and updated from time to time. It is your sole responsibility to ensure that you familiarise yourself with any changes to these Terms and Conditions. If you do not agree with any part of these Terms (including any updates or amendments thereto), you must immediately discontinue your use of the Website and Services. You have the right to terminate any subscriptions in accordance with the applicable provisions of the latest version of these Terms.

2. MODIFICATION OF TERMS AND SERVICES

2.1. We reserve the right to modify and make any changes to these Terms and Conditions at any time and for any reason, without prior notice. Any and all changes to these Terms and Conditions shall be effective immediately upon posting on our Website and/or App. Your continued use of the Website and/or App after such modifications constitutes your acceptance of the revised terms. 

2.2. Additionally, we reserve the right to update, change, or remove any information, material, or content (including, but not limited to, prices, features, and availability of Services) contained on, or provided through, our Website and/or App (the "Content") at our sole discretion and without prior notice. We encourage you to review the Terms and Conditions and the Content regularly to stay informed of any updates or changes. If you do not agree with any changes to the Terms and Conditions or the Content, your sole remedy is to cease using our Website and App. We shall not be liable for any claims or damages arising from, or related to, any modifications made to the Terms and Conditions or the Content. 

3. WARRANTIES AND REPRESENTATIONS

3.1. By accessing our Website and/or App and/or using our Services, you warrant and represent that: 

a) You are a natural person (i.e., not an entity, or a representative of an entity), being at least eighteen (18) years of age; 

b) You are using our Services on your own behalf and solely for your personal, non-commercial use, and not on behalf of any other person, group of persons, or entity; 

c) You are accessing and engaging with our Services solely in pursuance of gambling as a recreational activity, and not as a means of generating income, investment, or financial strategy or gain; 

d) You have read, understood, and agree to be bound by these Terms and Conditions, as well as any additional terms, policies, or agreements referenced herein; 

e) Any and all information you provide to us is true, accurate, complete and up-to-date. You agree to promptly update your information if it changes to ensure its continued accuracy;

f) You agree to comply with all applicable laws and regulations in your jurisdiction regarding the use of our Services and sports betting activities;

g) You have not provided any false or misleading information, nor have you misrepresented your identity, age, or any other relevant details in connection with your use of our Services; 

h) You will not use our Services for any unlawful or unauthorised purpose, including, but not limited to, engaging in fraudulent activities; and

i) You are not a resident of any of the following jurisdictions: Afghanistan, Botswana, Burkina Faso, Belarus, Benin, Cuba, Cyprus, Democratic People's Republic of Korea, Ghana, Haiti, Iran, Iraq, Israel, Jamaica, Jordan, Mali, Mauritius, Morocco, Myanmar, Nicaragua, Nigeria, Pakistan, Panama, Russia, Saba, Senegal, South Sudan, Statia, St Maarten, Syria, Trinidad and Tobago, Turkey, Uganda, USA, Ukraine, Vanuatu, Venezuela, Yemen, Zimbabwe, or any other jurisdiction we may determine from time to time and at our sole discretion.

Failure to comply with terms outlined in this Section 3 may result in the suspension or termination of your access to our Services. 

4. INTELLECTUAL PROPERTY 

4.1. By using our Website, App and/or Services, you understand and acknowledge that any information, features, content, materials, and elements provided therein (collectively referred to as the “Intellectual Property”) are the exclusive property of PMT Analytics Limited and/or its licensors.  This includes, but is not limited to, all text, graphics, logos, designs, software, databases, and other content available on or through our Website and/or App.

4.2. You are granted a limited, non-exclusive, non-transferable, and revocable licence to use our Intellectual Property solely for your personal, non-commercial purposes and strictly in accordance with these Terms and Conditions. Any other use of our Intellectual Property is strictly prohibited, and you agree not to, and not to assist or facilitate any third party to: 

a) Copy, reproduce, modify, transmit, publish, display, distribute, commercially exploit, tamper with or create derivative works of any of our Intellectual Property; 

b) Use any automated systems, software, or processes to extract, collect, or harvest data or content from the Website or App; and

c) Frame, mirror, or otherwise incorporate any part of our Intellectual Property into any other website or platform. 

4.3. You shall not, and shall refrain from any efforts and/or attempts to, reverse-engineer, decode, decompile, or disassemble any of our Intellectual Property, or otherwise attempt to derive the source code, underlying ideas, algorithms, or proprietary information of any software or systems used on or in connection with our Website, App, or Services, or assist and/or otherwise cause any third party to do the same. 

4.4. We reserve the right to take immediate action, including, but not limited to, suspension or termination of your user account (without any obligation on our part to refund any subscription fees), if we believe that you have breached any of your obligations under this Section 4. Such action may be taken without prior notice to you and at our sole discretion.

4.5. All rights not expressly granted to you under these Terms and Conditions are reserved by us and/or our licensors. Any unauthorised use of our Intellectual Property may result in legal action, including, without limitation, claims for damages and injunctive relief.

5. USER ACCOUNT

5.1. In order to access our Services, you need to create a user account using our Website and/or App. You may not have more than one (1) user account registered in your name or otherwise used by you. If we suspect that you have registered or are using more than one (1) user account, we reserve the right to take immediate action, including the  suspension or termination of all such user accounts, with immediate effect and cancellation of all  associated subscriptions without any obligation to refund any subscription fees paid. 

5.2. You are solely responsible for maintaining the confidentiality and security of your user account details, including, but not limited to, your login information (username / email address and password) and payment details. You assume full responsibility for any and all activity or actions that are conducted through or occur on your user account, including any transactions made thereon. You agree to promptly notify us of any unauthorised use of your user account or any other breach of security. We shall not be liable for any loss or damage arising out of or in connection with your failure to safeguard your account information.

5.3. User accounts are strictly non-transferable and are intended for your personal use only. Any attempt to transfer, sell, buy, or otherwise collude in the use of  multiple user accounts is strictly prohibited. In the event of suspicion of any breach of this Section 5, we reserve the right to take immediate action, including, but not limited to, suspension or termination of all such user accounts with immediate effect and cancellation of any and all associated subscriptions without any obligation to refund any subscription fees paid. 

5.4. We further reserve the right to monitor user accounts for any activities that violate these Terms and Conditions or the applicable law. Engaging in fraudulent or unauthorised activities is strictly forbidden and will result in the immediate suspension or termination of your user account and potential legal action.

6. COMPLAINTS PROCEDURE

6.1. We are committed to providing you with the best possible Service. If you have any complaint concerning any aspect of our Services or the Website/App, please contact us at complaints@acepicks.ai. We take all complaints seriously and will strive to resolve them promptly and fairly. However, kindly be advised that any messages containing abusive language or content, threats, or manifestly unfounded claims will be dismissed and may lead to your user account being temporarily suspended or permanently closed without prior notice and without any obligation on our part to refund you any subscription fees paid. 

6.2. You may not pursue the dispute resolution process outlined in Clause 6.3. herein without having first submitted a complaint through the process set out in Clause 6.1. 

6.3. If your complaint is not fully resolved through the initial complaint procedure set out in Clause 6.1. above, either you or we may initiate mediation proceedings with the aim to resolve any dispute in good faith. To begin mediation, the party initiating the process (the “Serving Party”) must give notice in writing to the other Party to the dispute, referring such dispute to mediation (“the ADR notice”). Unless otherwise agreed, within fourteen (14) working days of serving the ADR notice, we shall nominate a mediator and give you notice in writing of the appointment thereof. Unless mutually agreed upon otherwise, the mediation proceedings will commence no later than eight (8) weeks from the date of the ADR notice. 

6.4. No Party may initiate any court proceedings or arbitration in relation to, or in connection with, any dispute arising out of these Terms and Conditions until it has first attempted to settle/resolve the dispute through mediation, and either: (i) the mediation process has been terminated; (ii) the mediation concluded without resolution; or (iii) the other Party has failed to participate in the mediation, provided that the right to initiate legal proceedings shall not be prejudiced by any delay caused by a mediation process.

7. PAYMENTS POLICY

7.1. By creating a user account and purchasing a subscription in accordance with these Terms and Conditions, you warrant that, for the duration of such subscription, you will, at all times, provide us with, and maintain, complete, accurate, and active information for at least one (1) valid payment method (e.g., credit/debit card, PayPal, etc.) It is your sole responsibility to ensure that your payment information is kept up-to-date and that your payment method is valid at the time we process your subscription payment(s). You hereby understand and agree that we reserve the right to  immediately suspend your access to our Services until and unless you provide a valid payment method with accurate and updated payment information. By submitting such payment information, you authorise us to charge all subscription fees incurred by your account to the payment method provided.

7.2. You shall only use payment methods that are legally held in your name and for which you are the authorised user. In the event that we suspect that you have provided us with payment information or made transactions in breach of this Clause 7.2., we reserve the right to immediately suspend and/or terminate your user account without any obligation on our part to refund you any subscription fees paid.

7.3. We reserve the right to request additional information from you at any time to verify your identity and/or the lawful ownership and/or existence of any payment method linked to your user account. Such requests may include, without limitation, identity documents, proof of address, and/or payment method statements. Your non-compliance with such requests (including partial compliance or unreasonable delays on your part) may result in the temporary suspension or permanent closure of your user account without any obligation on our part to refund you any subscription fees paid.

7.4. We reserve the right to change, remove, or modify the availability of any payment methods at any time and without prior notice. Furthermore, nothing in these Terms and Conditions shall constitute a warranty or representation on our part as to the availability, functionality, or continued support of any payment method available on our Website and/or App. You agree that we will not be held liable for any disruptions, delays, or errors related to payment processing, including those caused by third-party payment providers.

8. FREE TRIALS, BONUSES, AND PROMOTIONS

8.1. From time to time, we may, at our sole discretion, make available to prospective users a free trial of our Services. Unless otherwise stated in the specific promotional terms and conditions, you shall only be eligible for a free trial if you do not hold and have never held a user account with us at the time of opening an account pursuant to such free trial. Should we determine that you have claimed a free trial in violation of this Section 8, we reserve the right to immediately suspend and/or close your user account with immediate effect and cancel any associated subscriptions without any obligation to refund any fees paid. 

8.2. In order to receive a free trial, you may be requested to provide us with your payment method information in accordance with Section 7 herein. In such cases, we will always notify you about the duration of your free trial, and we shall not charge your payment method until your free trial expires, unless you duly inform us of your intention to cancel your subscription prior to such expiration. However, there may be instances where a temporary transaction or nominal charge may be effected to your payment method solely for the purpose of verifying the validity of such method. Any such transactions and/or charges will be refunded to your payment method automatically.

8.3. Unless you cancel your subscription in accordance with these Terms and Conditions by the last day of your active free trial, we shall, upon the end of such free trial, automatically charge your payment method for the full amount corresponding to the selected subscription plan. You acknowledge that you will not be entitled to any refund if you fail to cancel your subscription before the end of a free trial. 

8.4. Periodically, we may make available a number of bonuses and promotions. It is your responsibility to always familiarise yourself with the specific terms and conditions governing such bonuses and promotions. In the event of any conflict between these General Terms and Conditions and the specific promotional terms and conditions, the latter shall prevail. 

8.5. We reserve the right to modify, suspend, and/or terminate any free trials, bonuses, and promotions at any time and without prior notice. Nothing in these Terms and Conditions shall serve to guarantee the availability of any free trials, bonuses, and promotions or your eligibility for them. 

9. SUBSCRIPTIONS

9.1. Unless otherwise specified, all subscription plans will automatically renew in accordance with the specific terms and conditions applicable thereto and the date wherein you first subscribed or your free trial period ended (as may be applicable). In such cases, you understand and acknowledge that your payment method will be automatically charged at the end of the current billing cycle, unless either you or we cancel your subscription in accordance with these Terms and Conditions. You shall not be entitled to any refund if you fail to cancel your subscription before the end of your current billing cycle, regardless of the reason. It is your sole responsibility to manage your subscription and ensure that it is cancelled in a timely manner if you do not wish to renew it.  

9.2. To cancel your subscription, you must do so through your Subscription Settings within your User Account. This is the only valid method for cancelling your subscription with us, and we shall not be under any obligation to acknowledge or process any request to cancel submitted through any other means. We shall not be liable for any subsequent charges made to your user account if you do not follow the cancellation procedure prescribed under this term, and we shall not be obliged to refund you any amounts charged as a result of your failure to comply with this term. 

9.3. We reserve the right to modify, suspend and/or discontinue (terminate) any subscription plans, including any elements thereof and/or features or services that we would be obliged to make available to you under such plans, at any time and without prior notice. Furthermore, we reserve the right to alter the price of the subscription fee associated with any subscription plan at any time, provided that such changes shall not be applied retroactively, but shall be automatically reflected from your next billing cycle. Should you not agree with any modifications to the subscription plans or the prices/fees associated therewith, you must cancel your subscription immediately or you will be subject to such modifications. You understand and acknowledge that any changes to your subscription fees will be automatically applied from the next billing cycle, and you shall not be entitled to any refund if you do not cancel your subscription before the end of your current billing cycle. 

10. ELECTRONIC COMMUNICATIONS

10.1. By accessing and using our Website, App and/or Services, you agree to receiving electronic communications from us. The electronic communications you may receive include, but are not limited to:

a) Account Notifications: Information concerning your account status, subscription updates and any changes to these Terms and Conditions;

b) Service Updates: Notifications regarding the availability, functionality, or issues related to the Website, App and/or Services; and

c) Legal Notices: Important information regarding your rights and obligations under these Terms.

10.2. You consent to receive all communications listed in Clause 10.1. above electronically. You acknowledge that electronic communications will be deemed to have been received by you at the time they are sent by us, and that such communications will satisfy any legal requirement that communications be in writing. 

10.3. Without prejudice to the generality of the last preceding Clause, electronic communications may be sent to the email address or phone number you provide when creating your user account. You are solely responsible for ensuring that your contact information is current and accurate. Failure to update your contact information may result in you not receiving important communications.

10.4. Any and all electronic communications will be stored and archived by us as part of your user account records in accordance with our Privacy Policy. You acknowledge and agree that these records will serve as evidence of the communications and may be used to resolve disputes or verify transactions. 

10.5. You acknowledge and accept the risks associated with electronic communications, including potential security risks such as unauthorised access, interception, or data loss. We are not liable for any damages or losses resulting from such risks. It is your responsibility to ensure that your electronic devices and systems used to access our Services are secure and that you take appropriate measures to protect your personal information. 

Live Chat Facility

10.6. We provide a live chat facility on our Website and App as part of your subscription to our Services. Your use of the live chat facility must be in line with these Terms and Conditions and the specific rules outlined hereinbelow. 

10.7. All communications within the live chat facility are subject to monitoring and moderation by us. We reserve the right to review, record and store any chat transcripts to ensure compliance with our terms and for quality assurance purposes. We may terminate any chat session at any time and at our discretion, particularly if any of the terms outlined in this Clause 10.7. are violated:  

a) You shall not use language that is sexually explicit, obscene, offensive, or includes expressions of bigotry, racism, hatred or profanity in any form whatsoever. 

b) You shall not make statements that are abusive, defamatory, harassing or insulting to other users, our personnel, or any third parties.

c) You shall not make any false, misleading, or malicious statements about our Website, App, Services or any other users. 

10.8. For the purposes of these Terms, provisions a) through c) of Clause 10.7. shall be considered prohibited conduct/behaviour. In the event you breach any of these provisions, we reserve the right to take immediate action, which may include termination of your User Account, without any obligation on our part to refund you any subscription fees paid.

10.9. You agree that all interactions within the live chat will be conducted in good faith and in accordance with the rules outlined in these Terms. 

11. USER ACCOUNT CLOSURE

11.1. You may close your user account with us at any time through your Account Settings or by contacting Customer Support via support@acepicks.ai. We are not under any obligation to process any account closure requests that are not received through this specified method. When closing your user account while any subscription is active, such subscription will remain active until the end of the current billing cycle, after which you will not be billed further, provided that your user account closure request has been successfully processed. You understand and acknowledge that closing your user account does not entitle you to receive any refund for subscription fees already paid or for the remainder of the billing cycle. 

11.2. We reserve the right, at all times, to suspend and/or close your user account with immediate effect and without prior notice for any reason whatsoever, including, without limitation, any breach on your part of these Terms and Conditions. In such cases, we are not obliged to refund you any subscription fees active on your user account at the time of such suspension and/or closure.

11.3. If your user account is closed for any reason whatsoever, whether by you or by us, any provisions of these Terms and Conditions that are intended, by their nature, to survive termination shall remain effective in full, including, without limitation, provisions concerning ownership of Intellectual Property, warranty disclaimers, indemnity, limitations of liability, and dispute resolution mechanisms.

12. NATURE OF SERVICES

12.1. By accessing our Website and/or App and using our Services, you expressly acknowledge and agree that we are not, nor do we offer, a real money gambling platform. We do not operate as a licensed gambling operator, nor are we  authorised by any gambling authorities or regulators, and we do not offer the ability to place real money wagers on any platform owned by or connected to us. You understand and acknowledge that any and all content, including, but not limited to, odds, predictions, and other information on our Website and/or App, is exclusively provided for entertainment and educational purposes and should not be construed as offering gambling services or betting advice.

12.2. You understand and acknowledge that it is your sole responsibility to ensure that any real money gambling activities you may engage in are legal under the laws of the jurisdiction of your residence. We do not assume any liability or responsibility for your actions and activities outside our platform.

12.3. We are committed to promoting safe and responsible gambling. In the event that we suspect or become aware of any potential problem gambling activity or behaviour linked to your account, we reserve the right to take immediate action, including, but not limited to, suspending and/or closing any associated user accounts without any obligation to refund any subscription fees paid. 

12.4. Further information and resources relating to safer gambling are available on our Website (https://acepicks.ai/safer-gambling-policy ). 

13. INDEMNIFICATION

13.1. By accessing our Website and/or App and using our Services, you agree to indemnify, defend, and hold us harmless (including our parent company, subsidiaries, affiliates, and their respective directors, officers, employees, shareholders, vendors, partners, contractors, agents, licensors, and other representatives) (collectively, the “Indemnified Parties”) from and against any and all claims, demands, costs (including, without limitation, attorney's fees and costs), damages, liabilities, and expenses or obligations of any kind, arising out of or in connection with:

a) Any claims related to your use or misuse of the Services, including any unauthorised use of your user account;

b) Any claims arising from content or submissions you generate, post, or otherwise share via our Website and/or App; and 

c) Any breach or violation of applicable laws or regulations, or infringement of the rights of any third party, related to your use of our Services. 

13.2. We reserve the right to assume exclusive control of the defence and settlement of any claim subject to indemnification. In such cases, you agree to cooperate fully with us in the defence and resolution of such claims. You shall not settle any claim covered by this indemnification Section without our prior written consent. 

14. WARRANTY DISCLAIMER AND LIMITATION OF LIABILITY

14.1. You agree and acknowledge that our Website and/or App and all our Services are provided “As Is”, “As Available”, and “With All Faults”. We disclaim any express or implied warranties regarding the Website, App, or Services, including, without limitation, noninfringement, merchantability, fitness for a particular purpose, and title. We do not warrant that the Services, any of their functions, or any content or software contained therein will be uninterrupted or error-free; that defects will be corrected; or that the Services or the servers hosting them are free of harmful components, viruses or other harmful code; or that the Services or information available through the Website and/or App will continue to be available.

14.2. You understand and acknowledge that your use of our Website and/or App and our Services is at your sole risk, and we do not guarantee the accuracy, completeness, or reliability of  any data, information, or content provided by us. Any data, information, or content provided by us carries no warranty or guarantee whatsoever regarding its operability, accuracy or reliability, and should not be relied upon for any decision-making purposes. You acknowledge and agree that we shall not be liable for any decisions made or actions taken by you based on the data, information, or content provided by us.

14.3. To the fullest extent permitted by applicable law, we will not be liable to you or any third party for any loss (including, but not limited to, loss of profits, data, or use) or damages of any kind (including, without limitation, for any special, direct, indirect, incidental, exemplary, economic, punitive, or consequential damages) in connection with the Services or arising out of or in connection with your use of the Services, whether or not such damages are foreseeable or even if we have been advised of the possibility of such damages. This limitation of liability applies regardless of whether such damages are caused, in whole or in part, by negligence, gross negligence, or otherwise, except for damages directly resulting from our gross negligence or willful misconduct. Our total aggregate liability to you for any claim arising out of or in connection with the Services or these Terms and Conditions shall not exceed the amount paid by you to us in the twelve (12) months immediately preceding the claim, unless the claimed damages are caused by gross negligence or willful misconduct attributable to us. 

14.4. If you are dissatisfied with our Services or any of the content, your sole and exclusive remedy is to discontinue accessing and using the Services. You acknowledge and agree that if you incur any damages that arise out of acts or omissions attributable to us, the damages, if any, are not irreparable and are not sufficient to entitle you to an injunction or other equitable relief restricting exploitation of any website/app, property, product, or other audiovisual content owned or controlled by us, including, without limitation, the Services. You acknowledge that you may be waiving certain rights with respect to claims that are unknown or are unsuspected at the time of agreeing to these Terms. Due to the fact that some jurisdictions do not allow limitations on implied warranties or the exclusion or limitation of certain types of damages, some of the aforestated limitations and exclusions may not apply to you. 

14.5. Any cause of action arising out of or related to these Terms and Conditions or in any way related to our Services must be commenced within one (1) year after the cause of action accrues. Otherwise, such cause of action will be permanently barred.

14.6. The limitations of liability outlined in this Section 14 reflect the allocation of risk between the parties and shall survive and apply even if any limited remedy specified in these Terms is found to have failed of its essential purpose. 

15. MISCELLANEOUS PROVISIONS

15.1. Entire Agreement: These General Terms and Conditions, together with any additional terms, conditions, agreements and policies referenced herein or otherwise agreed upon by you, constitute the entire agreement between you and us and supersede any and all prior or contemporaneous agreements, understandings and communications, whether written or oral, with respect to the subject matter herein. 

15.2. Waiver: Our failure to exercise or enforce any right or provision of these Terms and Conditions shall not constitute a waiver of such right or provision. A waiver of any right or provision of these Terms and Conditions shall only be valid if made in writing and signed by our authorised representative. Any waiver of any right, term or condition shall not constitute a waiver of any other right, term or condition, nor shall it be construed as a continuing waiver of the same or any other right, term or condition.

15.3. Severability: If any provision(s) or part-provision(s) of these Terms and Conditions is found to be invalid, illegal, or unenforceable under any applicable law, such provision(s) or part-provision(s) shall be deemed modified to the minimum extent necessary to render it  valid, legal and enforceable, and to reflect as closely as possible the intent of the original provision(s) or part-provision(s). If such modification is not feasible, the invalid, illegal, or unenforceable provision(s) or part-provision(s)  shall be deemed severed from these Terms, and the remaining provisions shall continue in full force and effect. Notwithstanding the above, the invalidity or unenforceability of any term or provision shall not affect the validity, applicability and enforceability of any other term(s) and provision(s). 

15.4. Governing Law: These Terms and Conditions shall be governed by and construed in accordance with the laws of England and Wales, without regard to its conflicts of law principles. Any disputes arising out of or related to these Terms and Conditions or the Services shall be subject to the exclusive jurisdiction and venue of the courts located in England and Wales and/or arbitration proceedings conducted in accordance with applicable law.

15.5. Assignment: We reserve the right to assign, transfer, or delegate our rights and obligations under these Terms and Conditions, in whole or in part, to any third party, at any time, and without notice to or consent from you. You may not assign, transfer, or delegate any of your rights or obligations under these Terms and Conditions without or prior written consent. Any unauthorised assignment or transfer by you shall be null and void, and shall not relieve you of your obligations under these Terms and Conditions. Any assignment made in violation of this Clause 15.5. shall be considered a breach of these Terms and may result in the immediate termination of your user account and Services. Except as otherwise expressly provided herein, these Terms do not and are not intended to confer any rights or remedies upon any person other than you and us.